We believe that most financial firms are short-sighted and only chase ‘whales’ for massive fees.  We have nurtured clients from struggling wage earners to become very wealthy investors and thoroughly enjoyed the ride.

We know you need quick, accurate information to make the right decisions when you need to.  Because juggling going to work or running a business, buying a home, caring for families, investing and finding time to enjoy life is almost impossible.

Most financial services haven’t shifted to match today’s client needs, often treating clients like a necessary evil.  Times have changed, we recognise that clients deserve good service and don’t have time to stuff around.  Charltons continually strive to find out what’s most important to you and keep up with the demands of modern clients.

We also take a holistic view for each client, creating complete strategies with both financial reward and tax considerations.  Have you ever gone one way with your finances, only to find out that it upsets your tax?  Charltons do things with all the factors in mind, so you can move toward planned goals over time and benefit from tax minimisation and capital or income growth. Without a complete picture, how can other ‘advisors’ make recommendations without considering how one issue impacts another.  Many do not actually carry all the licences required.

There are often numerous issues that are not addressed when considering the relationship between a client’s personal and business affairs.  For example, many individuals operate a business in joint names with a partner and retain assets (ie the family home) in the exact same names also.  If something goes wrong in the business, the personal assets might be in jeopardy and it needn’t be the case.

Charltons also regard issues such as health, fitness, well being, spirituality and relationships as important and these issues are weighed when considering any advice or strategy.  No good being a multimillionaire at the expense of a healthy personal life is it!